ID3 Technology - The system behind URU and ID3 Check

GB's ID3 applications, URU and ID3 Check, are particularly relevant for those organisations that need to develop solutions to combat identity fraud and its related crimes, such as money laundering, benefit fraud, underage gambling and the rising problem of card-not-present fraud.

URU, a joint development with BT, verifies the identity of British citizens and is recognised as the market leader for online ID verification within the UK market. Its sister product, ID3 Check, verifies the identity of over 800 million citizens across more than 20 countries. Together, URU and ID3 Check,  provide the world's most comprehensive ID verification service - never before has so much population data been brought together and made available through one single source for instant reference.

Powered by GB's innovative ID3 technology, URU and ID3 Check provide access to a unique set of data sources with a full online audit trail and have an exceptional data handling capability. ID verification that used to take 2 weeks or more and cost up to £15-20 per query can now be performed instantly and at a fraction of the cost.

How does it work?

GB's innovative data matching technology, ID3, secures the highest possible match rates for organisations.

1. ID3 technology matches the information input from URU or ID3 Check against a wealth of independent data sources including address records, register of birth and death as well as financial information simultaneously. Meaning that data verified using ID3 technology has a much higher match rate than competitive solutions.
2. ID3 technology further cross-references the given data across all sources to provide a transparent view of whether or not the information matches that held remotely.
3. If, for any reason, the data does not match, ID3 technology has also got the unique ability to authenticate identity documents, such as international and UK passports, utility bills, payment cards, etc. and, again, cross-references these for a clear picture on whether the applicant is a bona fide customer – or a fraudster.
4. All checks are carried out simultaneously and results are delivered in less than one second.

With ID3 applications, identity verification is instantaneous, both improving the customer experience for bona-fide customers and reducing the risk of fraudulent transactions for the business at large.

To download an overview brochure of our ID3 applications please click here.